In 1991, the state established the Utah Comprehensive Health Insurance Pool (HIPUtah) to specifically address the problem of people with serious medical conditions, such as cancer, diabetes, heart disease, and other chronic illnesses, that made them unable to obtain health insurance at any price. HIPUtah also serves as the state's Health Insurance Portability and Accountability Act (HIPAA) alternative, which is required by Federal Legislation to protect the individual market from extra costs of uninsurable individuals entering from group coverage. HIPUtah is funded by a combination of enrollee premiums and yearly legislative appropriations. HIPUtah's mission is to provide a health insurance program for uninsurable individuals that provides access to quality healthcare and is to be administered on a fiscally sound basis.

The state of Utah contracted with SelectHealth to administer HIPUtah effective July 1, 2005. Coverage in HIPUtah is not guaranteed. Each application is carefully reviewed to assure that all eligibility requirements are met. If an applicant is eligible for coverage in the private market, the applicant is not eligible for HIPUtah unless the applicant is HIPAA eligible. As a service to all current enrollees, SelectHealth offers care management programs. For more information, visit the Care and Disease Management Web site.

For more information, or if you have questions about the application process, please call HIPUtah's Administrator, SelectHealth, at 801-442-6660 (Salt Lake area) or 800-705-9173.