Insurance shopping tips

Keep the following tips in mind when buying any type of insurance:

• Never pay for insurance until you are certain the agent and company are legitimate.

• Fraudulent policies are most often sold through direct mail solicitations, over the internet or as unsolicited faxes, so be especially wary when responding to these solicitations.

• Always pay by check or money order, and write your policy number on the check.

• If you don't receive your policy within 30 days, call the insurance company to make sure you are covered.

• Ask for a receipt for all payments.  The receipt should include your policy number, the date of payment and the name of the insurance company.

• Finally, read the policy when you receive it.  If you have any questions, or concerns, contact your agent or insurance company first, then if further help is needed, call the Utah Insurance Department at (801)538-3880.

• More suggestions see avoidfruad.org