Insurance Rules
Insurance rules are issued to implement or interpret the Utah Insurance Code or federal mandates and has the effect of law.
Last modified 03/26/2009
- R590-067 Proxy Solicitations and Consent and Authorization of Stockholders of
Domestic Stock Insurers - R590-068 Insider Trading of Equity Securities of Domestic Stock Insurance Companies
- R590-070 Insurance Holding Companies.
- R590-076 Health Maintenance Organizations.
- R590-078 REPEALED 5-17-02. NOT replaced - Exchange-Traded Options.
- R590-079 Life Insurance Solicitation Rule.
- R590-083 Unfair Discrimination on the Basis of Sex or Marital Status
- R590-085 Individual Disability Insurance Forms and Individual and Group Medicare
Rates - R590-086 - REPEALED EFFECTIVE 4-23-04, Replaced by R590-220, 226, 227
& 228 Filing of Life and Disability Forms and Rates - R590-088 Prohibited Transactions Between Agents And Unauthorized Multiple
Employer Trusts - R590-089 - REPEALED 8-27-99, Replaced by R590-190, R590-191, R590-192
Unfair Claims Settlement Practices Rule - R590-091 Credit Life and Disability Insurance
- Attachment to R590-091
- Bulletin 2002-2, Credit Accident & Health Insurance Prima Facie Rates for Open-End Loans.
- R590-093 Replacement of Life Insurance and Annuities
- R590-094 Rule Permitting Smoker/Nonsmoker Mortality Tables For Use In Determining
Minimum Reserve Liabilities and Nonforfeiture Benefits - R590-095 Rule to Permit the Same Minimum Nonforfeiture Standards for Men and
Women Insureds Under the 1980 CSO and 1980 CET Mortality Tables - R590-096 Rule to Recognize New Annuity Mortality Tables for Use in Determining
Reserve Liabilities for Annuities - R590-098 Unfair Practice in Payment of Life Insurance and Annuity Policy Values
- R590-099 Delay or Failure to Record Documents and the Insuring of Properties with the
False Appearance of Unmarketability as Unfair Title Insurance Practices - R590-101 - REPEALED 9-28-09, Rewritten as R590-244 Appointment and Termination of Individuals Licensed as Agents, and Organizations Licensed as Agents by Insurers.
- R590-102 Insurance Department Fee Payment Deadlines
- R590-103 Security Deposits
- R590-104 REPEALED 2-24-97, Replaced by R590-178 Securities Custody by
Clearing Corporations Filing of Securities by Date of Issue (FOSBI) - R590-108 Interest Rate During Grace Period or Upon Reinstatement of Policy
- R590-113 REPEALED 7-1-97, NOT Replaced Reporting Excess Surplus
- R590-114 Letters of Credit
- R590-116 Valuation of Assets
- R590-117 Valuation of Liabilities
- R590-118 REPEALED 11-16-07, NOT ReplacedLicensing Examination Rule
- R590-119 REPEALED 10-23-03, Merged into R590-157 Surplus Lines Stamping
Fee - R590-120 Surety Bond Forms
- R590-121 Rate Modification Plan Rule
- R590-122 Permissible Arbitration Provisions
- R590-123 - REPEALED 9-28-08, Rewritten as R590-244 Additions and Deletions of Designees by Organizations.
- R590-124 Loss Information Rule
- R590-125 - REPEALED - 9-25-98. NOT replaced - Bail Bond Insurance Exemption
- R590-126 Individual and Franchise Disability Insurance, Minimum Standards
- R590-127 Rate Filing Exemptions
- R590-128 Unfair Discrimination Based Solely on the Failure to Maintain Automobile
Insurance - R590-129 Unfair Discrimination Based Solely Upon Blindness or Physical or Mental
Impairment - R590-130 Rules Governing Advertisements of Insurance
- R590-131 Accident and Health Coordination of Benefits Rule
- R590-132 Insurance Treatment of Human Immunodeficiency Virus (HIV) Infection
- R590-133 Variable Contracts
- R590-135 - REPEALED 3-18-95, Rewritten as R590-170 Accounting Records Rule
- R590-136 - Renumbered as R592-11 - Title Insurance Agents' Annual Reports
- R590-140 Reference Filings of Rate Service Organization Prospective Loss Costs
- R590-141 - - REPEALED 9/28/09, Rewritten as R590-244 Individual and Agency License Lapse & Reinstatement Rule.
- R590-142 Continuing Education Rule
- R590-143 Life Reinsurance Agreement Rule
- R590-144 Commercial Aviation Insurance Exemption From Rate and Form Filing
- R590-145 REPEALED 9-30-05 Accelerated Benefits Rule
- R590-146 Medicar Supplement Insurance Minimum Standards
- R590-147 Annual Statement Instructions
- R590-148 Long-Term Care Insurance Rule
- R590-149 ADA Complaint Procedure Rule
- R590-150 Commissioner's Acceptance of Examination Reports
- R590-151 Records Access Rule
- R590-152 Health Discount Programs and Value Added Benefit Rule & Applications
- R590-153 Unfair Inducements and Marketing Practices in Obtaining Title Insurance
Business - R590-154 Unfair Marketing Practices Rule
- R590-155 Disclosure of Life and Health Guaranty Association Limitations.
- R590-157 Surplus Lines Insurance Premiums Tax and Stamping Fee
- R590-160 Administrative Proceedings
- R590-161 Disability Income Policy Disclosure
- R590-162 Actuarial Opinion and Memorandum Rule
- R590-163 REPEALED 2-10-05 Filing Quarterly Statements
- R590-164 Uniform Health Billing Rule
Standards - R590-165 REPEALED 12-6-02 Health Benefit Plans
- R590-166 Home Protection Service Contract Rule
- R590-167 Individual and Small Employer Health Insurance Rule
- R590-170 Fiduciary and Trust Account Obligations
- R590-171 Surplus Lines Procedures Rule
- R590-172 Notice to Uninsurable Applicants for Health Insurance
- R590-173 Credit for Reinsurance
- R590-174 REPEALED 2-10-05 Diskette Filing of Annual and Quarterly Statements
- R590-175 Basic Health Care Plan Rule
- R590-176 Health Benefit Plan Enrollment
- R590-177 Life Insurance Illustration Rule
Attachment: Life Insurance Illustration Cert. Annual Rpt. Checklist - R590-178 Securities Custody.
- R590-179 REPEALED 11-17-99: Replaced by R590-198 Valuation of Life
Insurance Policies Rule - R590-181 Yankee Bond Rule
- R590-182 Risk Based Capital Instructions
- R590-183 LAPSED 1-9-03: Title Plant Rule
- R590-186 Bail Bond Surety
- R590-187 Renumbered as R592-10: Assessment of Title Insurance Agencies and Title Insurers for Costs Related
to Regulation of Title Insurance - R590-190 Unfair Property, Liability and Title Claims Settlement Practices.
- R590-191 Unfair Life Insurance Claims Settlement Practices.
- R590-192 Unfair Accident & Health & Income Replacement Claims Settlement
Practices Rule. - R590-194 Coverage of Dietary Products Errors of Amino Acid.
- R590-195 Rental Car Related Licensing Rule
- R590-196 Bail Bond Surety Standards and Disclosure Forms
- R590-197 Treatment of Guaranty Association Assessments as Qualified Assets
- R590-198 Valuation of Life Insurance Policies Rule.
- R590-199 Plan of Orderly Withdrawal Rule Relating to Health Benefit Plans
- R590-200 Diabetes Treatment and Management
- R590-202 REPEALED: Condition-Specific Exclusion Riders in Individual Health Ins.
- R590-203 Health Care Benefits-Grievance Review and Adverse Benefit Determination
Procedure Rule - R590-204 REPEALED 7-27-04, Not Replaced: Adoption Indemnity Benefit
- R590-205 Privacy of Consumer Information Compliance Deadline
- R590-206 Privacy of Consumer Financial and Health Information Rule
Appendix A - R590-207 Health Agent Commissions for Small Employer Groups
- R590-208 Uniform Application for Certificate of Authority
- R590-209 REPEALED 2-24-97, Not Replaced: Court Ordered Health Insurance
Coverage for Dependents - R590-210 Privacy of Consumer Information Exemption for Manufacturer Warranties and
Service Contracts - R590-211 REPEALED 7-8-09, Not Replaced: Underinsured Motorist Insurer Notification
- R590-212 Requirement for Interest Bearing Account Used by Title Insurance Agencies
for Trust Fund Deposits - R590-215 Permissible Arbitration Provisions for Individual & Group Health Ins.
- R590-216 Standards for Safeguarding Customer Information.
- R590-218 Permitted Language for Reservation of Discretion Clauses
- R590-219 Credit Scoring
- R590-220Submission of Accident and Health Insurance Filings
- R590-222 Life Settlements
- Antifraud Plan Content Checklist and Certification
- Appendix A - Initial Application
- Appendix B - Provider Annual Report
- Appendix C - Selling Your Life Insurance Policy
(brochure) - Appendix D - Verification of Coverage for Individual
Policies - Appendix E - Provider Renewal Application
- R590-223 Rule to Recognize the 2001 CSO Mortality Table for Use in Determining
Minimum Reserves Liabilities and Nonforfeiture Benefits - R590-225 Submission of Property & Casualty Rate & Form Filings
- R590-226 Submission of Life Insurance Filings
- Individual Filing Certification
- Group Filing Certification
- Group Questionnaire
- Coding Matrix
- Discretionary Group Authorization
- R590-227 Submission of Annuity Filings
- Filing Certification
- Group Questionnaire
- Coding Matrix
- Discretionary Group Authorization
- R590-228 Submission of Credit Life & Credit Accident & Health Insurance Form &
Rate Filings- Filing Certication
- Group Questionnaire
- Credit Report Check-Off List
- R590-229 Annuity Disclosure / Buyers Guide & Appendix I
- R590-230 Suitability in Annuity Transactions.
- R590-231 Workers' Compensation Market of Last Resort
- R590-232 Authorization for a Health Maintenance Organization to Provide Services as
Third party Administrator of Health Care Benefits - R590-233 Health Benefit Plan Insurance Standards
- R590-234 Single Risk Limitation.
- R590-235 Medicare Prescription Drug Plan
- R590-236 HIPAA Eligibility Following Receipt of a Certificate of Insurability or Denial by an Individual Carrier
- R590-237 Access to Health Care Providers in Rural Counties
- R590-238 Captive Insurance Companies
- R590-239 Exemption of Student Health Centers from Insurance Code
- R590-240 Procedure to Obtain Exemption of Student Health Programs From Insurance
Code. - R590-241 Rule to Recognize the Preferred Mortality Tables for Use in Determining
Minimum Reserve Liabilities. - R590-242 Military Sales Practices.
- R590-243 Commercial Motor Vehicle Insurance Coverage.
- R590-244, Individual and Agency Licensing Requirements.
- R590-245 Self-Service Storage Insurance.
- R590-246 Professional Employer Organization (PEO) License Application Rule.
Applications & Instructions - R590-247 Universal Individual Health Insurance Application Rule. See:
- R590-248 Mandatory Fraud Reporting Rule.
- R590-249 Secondary Medical Condition Exclusion.
- R590-250 PEO Assurance Organization Designation.
- R590-251 Preneed Life Insurance Minimum Standards for Determining Reserve
Liability and Nonforfeiture Values Rule. - R590-252 Use of Senior-Specific Certifications and Professional Designations.
- This new rule went into effect 7-1-09.
- R590-253, Utah mini-COBRA Notification Rule / Notification Form.
- R590-254, Annual Financial Reporting Rule.
- R590-255, Utah NetCare Alternative Coverage Notification Rule / Notification Letter
Title & Escrow Commission Rules - R592-1 Title Insurance Licensing.
- R592-2 Title Insurance Administrative Hearings and Penalty Imposition.
- R592-3 Submission of a Title Schedule of Filing
- R592-4 Standards for Charges for Title Escrow Settlement Services and Title Fees.
- R592-5 Title Insurance Product or Service Approval for a Dual Licensed Title
License. And Dual Licensee Expedited Form; And Dual Licensee
Request Form - R592-6 Unfair Inducements and Marketing Practices in Obtaining Title Insurance
Business. - R592-7 Title Insurance Continuing Education Program.
- R592-8 Application Process for an Attorney Exemption for Title Agency
Licensing.
- R592-9 Title Insurance Recovery, Education, and Research Fund Assessment
Rule. - R592-10, Assessment of Title Insurance Agencies and Title Insurers for Costs Related to Regulation of Title Insurance Rule; & Office Report Form.
- R592-11, Title Insurance Agents' Annual Reports Rule; Controlled Business Report Form, & Transmittal Form
- R592-13 - Repealed 5-1-09 - Minimum Charges for Escrow Services.
Refund Calculation Form
Calculation of Benchmark Ratio for Group Policies
Calculation of Benchmark Ratio for Individual Policies
Reporting Medicare Supplement Policies
Disclosure Statements
Outlines of Coverage
Appendix A Rescission Reporting Form
Appendix B Personal Worksheet
Appendix C Things You Should Know Before You Buy...
Appendix D Suitability Letter
Appendix E Claims Denial Reporting Form
Appendix F Worksheet Potential Rate Increase Disclosure
Appendix G Replacement & Lapse Reporting Form
Appendix H Suitability Reporting Form Long-Term Care Insurance
Table I Notice to Applicant regarding Replacement
Table II Notice to Applicant regarding Replacement
Table III Triggers for Substantial Premium Increases
Table IV Outline of Coverage