How to Protect Yourself Against Health Insurance Scams

Be wary of plans that:

 t Offer unusually low rates and require little or no medical
         prescreening;

    t Cover pre-existing conditions;

     t  Are offered through a third party or broker purporting to
         represent professional associations, guilds or unions; and
     t  Avoid the use of the word "insurance" in sales and
          marketing materials.

Be sure to:
     t  Verify the insurance carrier with your the State Insurance
           Department HERE; and
     t  Ask the agent or broker who is responsible for paying the
           claims.

     For more information go to avoidfraud.org