ARCHIVED  ACTIONS
(12-05-06 through 11-26-07)

INSURERS

Cease and Desist Order

Vessel Assurance Co-Op; E-Case #2044;
Order effective 9-07-07.
Violation(s): 31A-1-104 and 31A-1-102, Doing the business of insurance when not authorized or licensed to do so.
License Limitation(s):  Cease and Desist Order issued.
 

Suspension
(None)

Revocation
(None)

Forfeitures

Opticare of Utah; E-Case #1985;
Order effective 9-21-07.
Violation(s): 31A-21-201; Using forms not filed with the department or amending insurance plans and not filing the changes with the department.
License Limitations(s): none
Forfeiture(s): $2,000.00. 
IDS Property Casualty Insurance Company; E-Case #2019; Order effective 10-22-07.
Violation(s): 31A-23a-504(4)(c)- The Respondent was paying compensation for referrals based upon the purchase or sale; R590-154-11.A – The Respondent provided an inducement with an acquisition cost exceeding $3.00.
Forfeiture(s): $15,000 to be paid within 30 days.
Conseco Life Insurance Company; E-Case #1640;
Order Effective 2-26-2007.
Department reviewed Conseco's Lifestyle and Lifetime Policies regarding: 31A-2-202(6) Filing inaccurate and or incomplete information; 31A-23a-402(1)(a)(i) Misleading communication in relation to a
Policy; 31A-21-201(3)(a)(i)(B) Filing forms considered unfairly discriminatory. Without admitting any violations, parties agreed to a settlement.
Forfeiture: $377,522
Golden Rule Insurance Company: E-Case #1944; Stipulation and Order effective 1-17-2007.
Violation(s): Utah Administrative Code 31A-22-617.1(1)(c) –  The respondent failed to provide a copy of their written criteria with the Insurance Department. 31A-2-202(4) – failure to respond. 31A-2-308 - failing to pay an administrative forfeiture and failure to obey an order of the Commissioner.
License Limitation(s): N/A
Forfeiture:  $750
First Health Life & Health Insurance Company; E-Case #1936;
Order effective 12-05-2006.     
Violation: 31a-22-617.1 Failed to respond to an Order of the Commissioner.  The Order required the company to respond  by filing with the Utah Insurance Department a copy of their written criteria for adding preferred providers to a new or existing preferred provider panel, or to file a notice with the Utah Insurance Department stating that their company does not have or use preferred provider panels.
Forfeiture: $750.
Household Life Insurance Company; E-Case #1935;
Order effective12-05-2006.
Violation: 31a-22-617.1 Failed to respond to an Order of the Commissioner.  The Order required the company to respond by  filing with the Utah Insurance Department a copy of their written criteria for adding preferred providers to a new or existing  preferred provider panel, or to file a notice with the Utah Insurance Department stating that their company does not have or use preferred provider panels.
Forfeiture: $750.
Nationwide Life Insurance Company of America;
E-Case #1937;
Order effective 12-05-2006.  
Violation: 31a-22-617.1 Failed to respond to an Order of the Commissioner.  The Order required the company to respond by filing with the Utah Insurance Department a copy of their written criteria for adding preferred providers to a new or existing preferred provider panel, or to file a notice with the Utah Insurance Department stating that their company does not have or use preferred provider panels.
Forfeiture: $750.

 

INDIVIDUAL & AGENCY LICENSES  

Cease and Desist Order
(None)     

     Revocations  

Korte H. Wamsley Jr.; E-Case #2035;
Order effective 10-11-07.
Violation(s): U.C.A. 31A-23A-111(5)(b)(ix); providing incorrect   information on a license application. U.C.A. 31A-23A-105(2)(c)(i)(B)(II);  
failed to notify the Department within 30 days of the initial pretrial hearing    date of the criminal prosecution. License Limitation(s): License Revoked
Forfeiture(s): N/A
Cindy Gibbons, E-Case #1851;
Order effective 10-05-07.
Violation(s): 31A-23a-207(2), 31A-23a-111(5)(b)(i) and
31A-23a-111(5)(b)(xvi), Licensee was convicted of two felonies involving dishonesty and breach of trust; Licensee demonstrated that she no longer meets the character requirements to hold an insurance license.
License Limitation(s): License revoked.
Cache Insurance Group, LLC; E-Case #2020;
Order effective 10-05-07.
Violation(s): 31A-23a-111(5)(d), An agency is responsible for the acts of its agents.
License Limitation(s): Agency license revoked.
Tiffany Willer; E-Case #2029;
Order effective 09-12-07.
Violation(s): 31A-23a-409(1)(b)(i) – A licensee may not commingle trust funds with the licensee’s own funds; 31A-23a-411.1(1)(b) – A person commits insurance fraud if that person knowingly fails to forward to the insurer a premium received from a policyholder, in-partial or in-total, of the premium due.
License Limitation(s): Revocation
Bradley Ryan Webb; E-Case #1983;
Order effective 09-06-07.
Violation(s): 31A-23a-103(1)(a) - A person may not perform, offer to perform, or advertise any service as a producer without a valid individual or agency license issued under this chapter.  31A-23a-409(1)(b)(i) - A licensee may not commingle trust funds with the licensee’s own funds.  31A-23a-411.1(1)(b) - A person commits insurance fraud if that person knowingly fails to forward to the insurer a premium received from a policyholder in partial or total payment of the premium. 31A-23a-402(1)(a)(i) - A person who is or should be licensed under this title may not make or cause to be made any communication that contains false or misleading information, relating to an insurance product or contract.
License Limitation(s): Revocation
Susan Yeatman; E-Case #1905;
Default & Default Order effective 8-13-07.
Violation(s): Utah Administrative Rule, R590-102-15(7) - Respondent failed to pay an administrative forfeiture and address correction fee; 31A-2-308 - Mrs. Yeatman failed to obey an order of the commissioner.
License Limitation(s): Revocation
Forfeiture(s): $135
Additional Activity:  N/A
Cristina Vorher: E-Case #1990;
Default & Default Order effective 8-13-07.
Violation(s): Utah Administrative Rule, 31A-2-202 (4) – Respondent failed to submit a timely response to an inquiry from the commissioner; 31A-2-308 - Mrs. Vorher failed to obey an order of the commissioner.
License Limitation(s): Revocation
Forfeiture:  $250.00
Additional Activity:  N/A
Frank Edward Booth: E-Case #1881;
Motion and Order to Show Cause effective 3-15-2007.
Violations: Utah Administrative Rule R590-102-12(2) - Respondent failed to pay a paper processing fee when due.
31A-2-308 - failing to pay an administrative forfeiture and failure to obey an order of the Commissioner.
License Limitation: Revocation
Forfeiture:  $125.
Kristi Marie Bryant: E-Case #1855;
Motion and Order to Show Cause effective 3-15-2007.
Violations: Utah Administrative Rule R590-102-12(2) - Respondent failed to pay a  paper processing fee when due.
31A-2-308 - failing to pay an administrative forfeiture and failure to obey an order of the Commissioner.
License Limitation: Revocation
Jillrae Dill Coltart: E-Case #1889;
Motion and Order to Show Cause effective 3-15-2007.
Violations: Utah Administrative Rule R590-102-15(7) - Respondent failed to pay an address correction fee when due. 31A-2-308 - failing to pay an administrative forfeiture and failure to obey an order of the Commissioner.
License Limitation: Revocation
Forfeiture:  $135.
Mary Suzanne Efflandt: E-Case #1887;
Motion and Order to Show Cause effective 03-15-2007.
Violations: Utah Administrative Rule R590-102-12(2) - Respondent failed to pay a paper processing fee when due. 31A-2-308 - failing to pay an administrative forfeiture and failure to obey an order of the Commissioner.
License Limitation: Revocation
Forfeiture:  $125.
Clara M. Grimes: E-Case #1867;
Motion and Order to Show Cause effective 3-15-2007.
Violations: Utah Administrative Rule R590-102-15(7) - Respondent failed to pay an  address correction fee when due. 31A-2-308 - failing to pay an administrative forfeiture and failure to obey an order of the Commissioner.
License Limitation: Revocation
Forfeiture:  $135.
Wakamba Kambarangee Guichard: E-Case #1873; Motion and Order to Show Cause effective 3-15-2007.
Violations: Utah Administrative Rule R590-102-15(7) - Respondent failed to pay an address correction fee when due. 31A-2-308 - failing to pay an administrative forfeiture and failure to obey an order of the Commissioner.
License Limitation: Revocation
Forfeiture:  $135.
Gevork Hajian: E-Case #1901;
Motion and Order to Show Cause effective 3-15-2007.
Violations: Utah Administrative Rule R590-102-15(7) - Respondent failed to pay an address correction fee when due. 31A-2-308 - failing to pay an administrative forfeiture and failure to obey an order of the Commissioner.
License Limitation: Revocation
Forfeiture:  $135.
Lance Justin Morgan: E-Case #1923;
Motion and Order to Show Cause effective 3-15-2007.
Violations: Utah Administrative Rule R590-102-15(7) - Respondent failed to pay an address correction fee when due. 31A-2-308 - failing to pay an administrative forfeiture and failure to obey an order of the Commissioner.
License Limitation: Revocation
Forfeiture:  $135.
Wendy Munn: E-Case #1919;
Order effective 3-15-07.
Violations: R590-102-15(7) Respondent failed to obey the Order of the commissioner in failing to pay an administrative forfeiture and address correction fee; 31A-2-308.
License Limitation: Revocation.
Forfeiture:  $125.
Guerry Nelson: E-Case #1886;
Motion and Order to Show Cause effective 3-15-2007.
Violations: Utah Administrative Rule R590-102-15(7) - Respondent failed to pay an address correction fee when due. 31A-2-308 - failing to pay an administrative forfeiture and failure to obey an order of the Commissioner.
License Limitation: Revocation
Forfeiture:  $135.
Sarita Michelle Richard: E-Case #1885;
Motion and Order to Show Cause effective 3-15-2007.
Violations: Utah Administrative Rule R590-102-15(7) - Respondent failed to pay an address correction fee when due. 31A-2-308 - failing to pay an administrative forfeiture and failure to obey an order of the Commissioner.
License Limitation: Revocation
Forfeiture:  $135.
Nicholas Paul Saldutti: E-Case #1926;
Motion and Order to Show Cause effective 3-15-2007.
Violations: Utah Administrative Rule R590-102-15(7) - Respondent failed to pay an address correction fee when due. 31A-2-308 - failing to pay an administrative forfeiture and failure to obey an order of the Commissioner.
License Limitation: Revocation
Forfeiture:  $135.
Terri J Shakir: E-Case #1892;
Motion and Order to Show Cause effective 3-15-2007.
Violations: Utah Administrative Rule R590-102-15(7) - Respondent failed to pay an address correction fee when due. 31A-2-308 - failing to pay an administrative forfeiture and failure to obey an order of the Commissioner.
License Limitation: Revocation
Forfeiture:  $135.
Joshua Valdez: E-Case #1871;
Motion and Order to Show Cause effective 3-15-2007.
Violations: Utah Administrative Rule R590-102-15(7) - Respondent failed to pay an address correction fee when due. 31A-2-308 - failing to pay an administrative forfeiture and failure to obey an order of the Commissioner.
License Limitation: Revocation
Forfeiture:  $135.
Eddie G Washington: E-Case #1902;
Motion and Order to Show Cause effective 3-15-2007.
Violations: Utah Administrative Rule R590-102-15(7) - Respondent failed to pay an address correction fee when due. 31A-2-308 - failing to pay an administrative forfeiture and failure to obey an order of the Commissioner.
License Limitation: Revocation
Forfeiture:  $135.
Precision Title Insurance Agency of Utah; E-Case #1938
Order effective 12-20-2006.
Violation(s): 31A-23a-204(3) failure to hold a 1% reserve account; 31A-2-202(6) reporting false information to the department; 31A-23-406, 31A-23a-409 converting funds held in trust; 31A-23a111(5)(b)(xii) insolvency; and 31A-23a-111(5)(b)(xxiv) practices that endanger the legitimate interest of the public.
Penalty: Producer Organization license revoked (12-20-2005); respondent shall immediately cease doing business in Utah for which an insurance license is required.
Forfeiture:  None

Suspension
(None)
 

Probation

Lyla J. Larson; E-Case #2036;
Order effective 11-13-07.
Violation(s): 31A-23a-105(2)(b)(i)(A) - Respondent failed to report to the commissioner any administrative action taken against her in another jurisdiction.
License Limitation(s): 12 month probation
Forfeiture(s): $250.00, is due within 30 days of the date of the Order and the respondent has no further similar violations or other substantive violations of the Insurance Code during the probation period.
Millcreek Land Title: Ecase #1722:
Order effective 2-21-06.
Violation:  Conducted closings prior to filing escrow rates.
Penalty:  Probation ends 2-21-2008.
Forfeiture:  $5,000.
Val T. Stratford: Ecase #1336;
Order effective 11-01-2004.
Violations:  Communicating false or misleading information relating to insurance policies; 31A-2-202(6) - Providing inaccurate information to department employees; 31A-23a-107(2) - Does not meet character requirement to be licensed as an insurance producer.
Penalties:  Individual license suspended for 12 months
(11-01-2004 to 11-01-2005); Probation for 24 months
(11-01-2005 go 11-01-2007).
Forfeiture:  $5,000.  $2,500 is suspended pending the successful completion of the probation.
The Talon Group, a Division of First American Title Insurance Company; E-Case #1641:
Order effective 10-19-05.
Violations:  Discounting title insurance premium filed rates; Conducted closings prior to filing escrow rates; Employed title and escrow agents prior to designating them.
Penalty:  Probation ends 10-18-2007.
Forfeiture:  $75,000.
Jeffrey C. Campbell: Ecase #1637.
Order effective 10-10-05
Violation:  Marketing investment program designed to pay all or part of cost of insurance.
Penalty:  Probation until 10-10-07.
Forfeiture:  $2,500.
Dee R Smith: Ecase #1679.
Order effective 10-04-05
Violation:  C.E. violation.
Penalty:  Probation until 10-04-07.
Forfeiture:  $750.
Betty J Hunt: Ecase #1701.
Order effective 09-26-2005
Violation:  C.E. violation.
Penalty:  Probation until 09-26-07.
Forfeiture:  $750.
Absolute Title Insurance Agency:  E-Case #1790; Order effective 9-15-06.
Violation(s):  31A-23a-413 and Utah Administrative Rule R590-136-4 – Failure to file an Annual Report and Controlled Business Report when due.
Penalty:  Probation for 12 months (9-15-06 to 9-15-07).
Forfeiture:  $1,000.
Kurtiss Robinson: Ecase #1632.
Violation:  C.E. violation.
Penalty:  Probation until 09-09-07.
Forfeiture:  $750.
Robert Johnson: Ecase #1674.
Violation:  C.E. violation.
Penalty:  Probation until 09-06-07.
Forfeiture:  $750.
Kenneth Donald Coon: Ecase #1655.
Violation:  C.E. violation.
Penalty:  Probation until 08-25-07.
Forfeiture:  $750.
Thor B Roundy: Ecase #1697.
Violation:  C.E. violation.
Penalty:  Probation until 08-25-07.
Forfeiture:  $750.
Lender Services Direct Title Insurance Agency, LLC:
E-Case #1795;
Order effective 8-17-06.
Violation(s):  31A-23a-413 and Utah Administrative Rule R590-136-4 – Failure to file an Annual Report and Controlled Business Report when due.
Penalty:  Probation for 12 months (8-17-06 to 8-17-07).
Forfeiture:  $1,000.
Mercury Transaction Services of Utah, Inc.: E-Case #1797;
Order effective 7-11-06.
Violation(s):  31A-23a-413 and Utah Administrative Rule R590-136-4 – Failure to file an Annual Report and Controlled Business Report when due.
Penalty:  Probation for 12 months (8-11-06 to 8-11-07).
Forfeiture:  $1,000.
Todd E Seeholzer: Ecase #1652.
Violation:  C.E. violation.
Penalty:  Probation until 08-08-07.
Forfeiture:  $750.
Rocky P Davie: Ecase #1653.
Violation:  C.E. violation.
Penalty:  Probation until 7-14-07.
Forfeiture:  $750.
Kim Ryan Jensen: Ecase #1647.
Violation:  C.E. violation.
Penalty:  Probation until 7-14-07.
Forfeiture:  $750.
Aspen Title Insurance Agency, LLC: E-Case #1791; Order effective 7-11-06.
Violation(s):  31A-23a-413 and Utah Administrative Rule R590-136-4 – Failure to file an Annual Report and Controlled Business Report when due.
Penalty:  Probation for 12 months (7-11-06 to 7-11-07).
Forfeiture:  $4,000.
Basin Land Title & Abstract, Inc.: E-Case #1792;
Order effective 7-11-06
Violation(s):  31A-23a-413 and Utah Administrative Rule R590-136-4 – Failure to file an Annual Report and Controlled Business Report when due.
Penalty:  Probation for 12 months (7-11-06 to 7-11-07).
Forfeiture:  $2,000.
LSI Title Insurance Agency of Utah, Inc.: E-Case #1796;
Order effective 7-11-06.
Violation(s):  31A-23a-413 and Utah Administrative Rule R590-136-4 – Failure to file an Annual Report and Controlled Business Report when due.
Penalty:  Probation for 12 months (7-11-06 to 7-11-07).
Forfeiture:  $1,000.
Nations Title Insurance Agency of Utah, Inc.:
E-Case #1799;
Order effective 7-11-06.
Violation(s):  31A-23a-413 and Utah Administrative Rule R590-136-4 – Failure to file an Annual Report and Controlled Business Report when due.
Penalty:  Probation for 12 months (7-11-06 to 7-11-07).
Forfeiture:  $2,000.
Security Title Insurance Company of Beaver County:
E-Case #1800;
Order effective 7-11-06.
Violation(s):  31A-23a-413 and Utah Administrative Rule R590-136-4 – Failure to file an Annual Report and Controlled Business Report when due.
Penalty:  Probation for 12 months (7-11-06 to 7-11-07).
Forfeiture:  $2,000.
Simple Title and Escrow, LLC: E-Case #1801;
Order effective 7-11-06.
Violation(s):  31A-23a-413 and Utah Administrative Rule R590-136-4 – Failure to file an Annual Report and Controlled Business Report when due.
Penalty:  Probation for 12 months (7-11-06 to 7-11-07).
Forfeiture:  $1,000.
Summit Title and Escrow Insurance Agency, Inc.: E-Case #1802;
Order effective 7-11-06.
Violation(s):  31A-23a-413 and Utah Administrative Rule R590-136-4 – Failure to file an Annual Report and Controlled Business Report when due.
Penalty:  Probation for 12 months (7-11-06 to 7-11-07).
Forfeiture:  $1,000.
First Southwestern Title Agency of Utah, Inc.: Ecase #1658:
Order effective 06-13-2006.
Violation: 31A-23a-111(5)(b)(xxiii) and (xxiv) - two persons subject to 18 U.S.C. Secs. 1033 and 1034 had not been authorized to work in the insurance business and were employed by First Southwestern.
Penalties:  Probation for 12 months (06-13-2006 to 06-13-2007)
Forfeiture:  $110,600.  $82,950 of forfeiture is stayed if: $27,560 is paid by certified check within 15 days of the date of the Order and the respondent has no further similar violations or other substantive violations of the Insurance Code during the probation period.
Additional Activity:  07-13-2006, Respondent filed a Petition for Agency Review.  08-03-2006, Department granted Request for Stay of Order.
Thomas Barkume: Ecase #1645.
Violation:  C.E. violation.
Penalty:  Probation until 7-6-07.
Forfeiture:  $750.
Melinda K. Goodman, fka Austin, Melinda K: Ecase #1557.
Violations:  Failed to disburse funds timely and/or in agreement with HUD-1s; Failed to timely record legal documents; Pay property taxes; Good funds violations.
Penalty:  Suspension until 6/22/05; Probation until 6/24/07; Completion of a pre-licensing education course by 12 /14/05.
Forfeiture:  $2,000.
Chad Butler: Ecase #1785.
Order effective 6-19-2006
Violations:  Used the name of another agent and misrepresented his occupation in an attempt gain information from a competitor.
Penalty:  Probation until 6-26-2007.
Forfeiture:  $500.00
Charity Title Insurance: E-Case # 1835;
Order effective 11-8-06.
Violations(s): 31A-19a-209(2)(a)(i)
Penalty:  Probation for 6 months (11-8-06 to 5-8-07).
Forfeiture: $7,500.
Principal Title Insurance Agency LC: E-Case # 1822;
Order effective 10-24-06
Violation(s): 31A-19a-209 – Conduction closings without first filing escrow rates with the Insurance department.
Penalty: Probation for 4 months (10-24-06 to 2-24-07)
Forfeiture: $500
Minuteman Title Insurance Agency, Inc.: E-Case #1798;
Order effective 8-15-06.
Violation(s):  31A-23a-413 and Utah Administrative Rule R590-136-4 – Failure to file an Annual Report and Controlled Business Report when due.
Penalty:  Probation for 12 months (8-15-06 to 8-15-07).
Forfeiture:  $900.
 

License Surrendered
 

Francis Wrage; E-Case #2074;
Order effective 11-08-07.
Violation(s): R590-102-15(7) - Respondent failed to obey the Order of the commissioner in failing to pay an administrative forfeiture and address correction fee; 31A-2-308 - Failed to obey an order of the commissioner.
License Limitation(s): Surrender in Lieu of Administrative Action. Cannot reapply for 5 years.
Danielle Tamarra Johnson; E-Case #2089;
Order effective 11-10-07.
Violation(s): R590-102-15(7) - Respondent failed to obey the Order of the commissioner in failing to pay an administrative forfeiture and address correction fee; 31A-2-308 - Failed to obey an order of the commissioner.
License Limitation(s): Surrender in Lieu of Administrative Action. Cannot reapply for 5 years
Andrew A Dissel; E-Case #1917;
Order effective 01/03/2007.
Violation(s): R590-102-15(7) Address correction fee – assessed when department has to research and enter new address for a licensee- due by the due date on the invoice; 31A-2-308(1)(b)(i), A person who violates any insurance statute or rule or any order issued shall forfeit to the state twice the amount of any profit gained from the violation, in addition to any other forfeiture or penalty imposed.  The commissioner may order an individual producer who violates an insurance statute or rule to forfeit to the state not more than $2,500 for each violation.
License Limitation: Surrender In Lieu of Administrative Action.
 

Forfeitures
 

Jeffrey Lynn Bangerter; E-Case #2093;
Order effective 12-11-07.
Violations: 31A-23a-105(2)(c)- Respondent failed to disclose an administrative action taken against him by another regulatory agency in this state.
Forfeitures: $250.00 to be paid within 30 days of the date of the Order.
Richard Niece; E-Case #2104;
Order effective 12-11- 07.
Violations: 31A-23a-105(2) - Respondent failed to disclose an administrative action taken against him by another regulatory agency in this state;
Forfeiture(s): $250 shall be paid within 30 days of the date of the Order.
One For The Money Financial Inc.; E-Case #2086; Informal  Adjudicative Proceeding
Order effective 12-7-07).
Violation(s): Utah Administrative Rule R590-130-12 - misleading advertising, using symbols and other devices which demonstrated a connection to the federal government. Utah Administrative Rule R590-154-7 - Using a name other than the exact name appearing with the licensing division.
License Limitation(s): N/A
Forfeiture(s): $1000
Marjorie Standifer, E-Case #1961;
Order effective 8-13-07.
Violation(s):31A-2-308; Failed to obey an order of the commissioner.
License Limitation: License revoked. Cannot reapply for 5 years
David Thomason, E-Case #1962;
Order effective 8-13-07.
Violation(s):31A-2-308; Failed to obey an order of the commissioner.
License Limitation: License revoked. Cannot reapply for 5 years.
David Joseph McGraw, E-Case #1957;
Order effective 7-11-07.
Violation(s):31A-2-308; Failed to obey an order of the commissioner.
License Limitation: License revoked. Cannot reapply for 5 years
Summit Escrow & Title Insurance Agency, LLC;
E-Case #1972;
Order effective 4-9-2007.
Violations: R592-3 and R592-4 - Respondent failed to file Escrow rates.
License Limitations: None
Forfeiture:  $500.00
Sun West Title Insurance Agency Inc; E-Case #1973;
Order effective 4-9-2007
Violations: R592-3 and R592-4 - Respondent failed to file new escrow rates.
License Limitations: None
Forfeitures: $500   
Placer Title Insurance Agency of Utah Inc.; E-Case #1970;
Order effective 4-9-07.
Violations:  R592-3 and R592-4, Respondent failed to file new escrow rates.
License Limitations: None 
Forfeitures:  $500.
NETCO Title Insurance Agency; E-Case #1820;
Order effective 4-09-2007.
Violations:  R592-3 and R592-4 - Respondent failed to file new escrow rates.
License Limitations:  None
Forfeiture(s):  $500.  
Lenders First Choice Agency of Utah, Inc; E-Case #1982;
Order effective 4-9-2007
Violation(s): R592-3 and R592-4 - Respondent failed to file new escrow rates.
License Limitation(s): None
Forfeiture(s): $500
Great American Plan Administrators; E-Case #2069;
Order effective 11-26-2007.
Violations: Respondent failed to disclose an administrative action in its renewal application. Respondent violated 31A-25-203(3) and 31A-2-202(6)
Forfeitures: $500
Integrated Title Insurance Services, LLC; E-Case #2023;
Order effective 10-5-2007
Violation(s): R590-153-5.C- Respondent’s agent provided a credit against title and escrow fees.
License Limitation(s): None
Forfeiture(s): $1,000.
Larry Mulcock; E-Case #2030;
Informal Adjudicative Proceeding Order effective Aug. 1, 2007.
Violation(s): U.C.A. 31A-2-202(4), Mr. Mulcock failed to submit a timely  response to an inquiry from the Commissioner.
License Limitation(s): N/A
Forfeiture(s): $250
Additional Activity:  N/A
USHealthcard, LLC AKA ( also known as) Qualified Health
AKA Chamber Health and Meyer Gutnick; E-case #1743;
Order effective 5/9/2007.
Violations: 31A-4-102 and 31A-4-106, Respondents marketed a Limited Health Plan without having a Certificate of Authority; and 31A-8a-201, Respondents marketed a Health Discount program without a license. Cease marketing a Health Discount Program until receipt of a license.
Forfeiture:  $95,0241.26
Donald William Burke; E-Case #1894;
Order effective 5-2-2007.
Violation(s): R590-102-15(7) - Respondent failed to obey the Order of the commissioner in failing to pay an administrative forfeiture and address correction fee; 31A-2-308 - Respondent failed to obey an order of the commissioner.
License Limitation(s):
Forfeiture(s): $35 was to pay previous address correction fee; $100 was to pay for the previous forfeiture; $365 to pay current forfeiture. 
Jodi Woodruff: E-Case #1947;
Stipulation and Order effective 4-03-07.
Violation(s): Utah Administrative Code 31A-23a-202 – The respondent failed to complete 24 hours of continuing education for the 2006 renewal period. 31A-2-202(4) – Failure to submit accurate information on the renewal application regarding continuing education classes taken. 
License Limitation(s): N/A
Forfeiture:  $750
Suzanne Powell: E-Case #1893;
Stipulation and Order effective 3-01-2007.
Violation(s): Utah Administrative Code 31A-23a-202 – The respondent failed to meet continuing education requirements. 1A-2-202 – failure to provide accurate and complete information to the commissioner.
License Limitation(s): N/A
Forfeiture:  $1,000